*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

body{
    font-family:Arial, Helvetica, sans-serif;
    background:#f5f7fb;
    color:#333;
    line-height:1.8;
}

.hero{
    background:linear-gradient(135deg,#001F3F,#003366);
    color:#fff;
    text-align:center;
    padding:90px 20px;
}

.hero h1{
    font-size:3rem;
    margin-bottom:15px;
}

.hero p{
    font-size:1.1rem;
    opacity:.9;
}

.legal-container{
    width:90%;
    max-width:1000px;
    margin:50px auto;
    background:#fff;
    padding:50px;
    border-radius:15px;
    box-shadow:0 15px 40px rgba(0,0,0,.08);
}

.legal-container h2{
    margin:35px 0 15px;
    color:#003366;
    border-left:5px solid #d32f2f;
    padding-left:12px;
}

.legal-container p{
    margin-bottom:18px;
}

.legal-container ul{
    margin-left:25px;
}

.legal-container li{
    margin-bottom:10px;
}

@media(max-width:768px){

.hero{
    padding:60px 20px;
}

.hero h1{
    font-size:2.2rem;
}

.legal-container{
    width:95%;
    padding:30px;
}

.legal-container h2{
    font-size:1.3rem;
}

}